Online tools
Small, focused web tools that run in your browser. No software to install and no AI: every tool uses transparent, published formulas. Use the free tier without an account; a Pro subscription unlocks extras across all our tools.
Freelancer Rate & Tax Calculator (Ontario 2026)
Enter the take-home pay you want, your business expenses and how many hours you can really bill. The calculator works backwards through 2026 federal and Ontario income tax (including the surtax and Ontario Health Premium), both halves of CPP and CPP2 for the self-employed, and the $30,000 HST small-supplier threshold, then tells you the hourly and day rate to charge, how much of each payment to set aside, and whether you will owe quarterly instalments.
Free · CA$0.00 CAD
- One scenario at a time
- Hourly and day rate, with and without 13% HST
- Tax, CPP/CPP2 and set-aside breakdown
- HST registration and instalment check
Pro · CA$5.00 CAD/month or CA$49.00 CAD/year
- Compare up to 3 scenarios side by side
- Download a PDF report
- Export results to CSV
- JSON API with your licence key
GST / HST / PST Calculator by Province (Canada 2026)
Pick a province or territory and enter an amount. The calculator adds sales tax, or works backwards from a tax-included total, and shows the exact GST, HST and PST/QST split you need on an invoice, using 2026 rates (including Nova Scotia's 14% HST).
Free · CA$0.00 CAD
- All 13 provinces and territories
- Add tax or extract it from a total
- GST / HST / PST / QST breakdown
- 2026 rate table
Pro · CA$5.00 CAD/month or CA$49.00 CAD/year
- Batch up to 25 amounts at once
- Download a PDF summary
- Export to CSV
- JSON API with your licence key
Free Invoice Generator for Canadian Freelancers (GST/HST)
Enter your details, your client and up to five line items; the generator adds the right sales tax for the client's province, shows your GST/HST number, calculates the due date and gives you a printable invoice. Nothing you type is stored on our server.
Free · CA$0.00 CAD
- Up to 5 line items
- GST/HST/PST for every province
- Print or save as PDF from your browser
- Due date from payment terms
Pro · CA$5.00 CAD/month or CA$49.00 CAD/year
- Up to 20 line items
- No 'made with' footer
- One-click PDF download
- CSV export
- JSON API with your licence key
Side-Hustle Tax Calculator (Ontario 2026)
Enter your job income and your side-hustle revenue and expenses. Using 2026 federal and Ontario brackets and self-employed CPP rules, the calculator compares your tax with and without the side income, so you see the real extra cost, what you keep, and the percentage of each payment to save.
Free · CA$0.00 CAD
- Extra income tax from side income
- CPP on side income after your job's CPP
- Set-aside percentage
- GST/HST registration check
Pro · CA$5.00 CAD/month or CA$49.00 CAD/year
- Compare up to 3 scenarios
- Download a PDF report
- Export to CSV
- JSON API with your licence key
CPP & EI Calculator for the Self-Employed (2026)
Self-employed Canadians pay both halves of CPP. Enter your net self-employment income (and any job income) to estimate 2026 CPP, CPP2 and optional EI special-benefit premiums, the part you can deduct, and a monthly amount to set aside.
Free · CA$0.00 CAD
- CPP and CPP2, both halves
- Credit for CPP already paid through a job
- Optional EI premiums
- Monthly set-aside
Pro · CA$5.00 CAD/month or CA$49.00 CAD/year
- Compare up to 3 scenarios
- Download a PDF report
- Export to CSV
- JSON API with your licence key
Templates and guides
Subscriptions are billed in Canadian dollars (CAD) through Stripe and renew automatically until cancelled. See pricing and our refund & cancellation policy.